Legal Protection for Consumers

Oct 13, 2025 by pynkocean.com 79 views

Introduction

The rise of social media has revolutionized the way businesses operate, and Instagram is no exception. As one of the most popular social media platforms, Instagram has become a go-to destination for individuals and small businesses to market their products. However, buying and selling transactions carried out through Instagram have a high risk, mainly due to the lack of face-to-face interaction, which can lead to problems such as default. In this article, we will discuss the legal aspects of buying and selling transactions through social media Instagram, including the applicable laws and regulations, and the steps that can be taken to minimize risk.

Background

Electronic buying and selling transactions are generally regulated in the Civil Code, and specifically regulated in Law Number 11 of 2008 concerning Information and Electronic Transactions. This law provides a framework for electronic transactions, including the rights and obligations of buyers and sellers. In addition, Law Number 8 of 1999 concerning Consumer Protection also plays an important role in protecting consumer rights in this transaction. This law provides protection for consumers in the event of default or other forms of unfair treatment.

Research Methodology

This writing uses a normative legal research method with a descriptive approach, which aims to analyze the applicable written law, so as to produce conclusions about the compliance of buying and selling transactions on Instagram on existing legal provisions and legal protection for consumers. The author conducts research on one of the online shops, namely @shopatbananina. The results of the analysis showed that there was no element of non-compliance with the law found in the transaction carried out by the account.

Legal Protection for Consumers

Although Instagram functions as a means of product promotion, this platform is not a place of buying and selling that has the same legal legality as an e-commerce platform specifically designed for transactions. In this case, legal protection for consumers can be pursued through two different channels: if it involves a third party (platform), violations can be reported in accordance with Article 1365 of the Civil Code regarding acts against the law. However, if the transaction only involves two parties, namely the seller and the buyer, then the adverse actions can be reported based on Article 378 of the Criminal Code on fraud.

Dispute Resolution

In the context of buying and selling transactions on Instagram, dispute resolution that may occur due to default can be carried out by reporting related accounts to the authorities, of course by fulfilling the elements of fraud as regulated in Article 28 paragraph (1) of the Information and Electronic Transaction Law. This underlines the importance of awareness of the existing risks, as well as the need for caution from both parties in conducting transactions on this platform.

Steps to Minimize Risk

To minimize risk in buying and selling transactions through Instagram, consumers and sellers can take several steps:

1. Ensuring Clarity of Information

Sellers need to provide clear and detailed information about the products sold, including prices, specifications, and requirements for returning goods. This will help to prevent misunderstandings and disputes.

2. Using a Safe Payment Method

Choosing a trusted and safe payment method will reduce the risk of loss of funds, such as using Escrow Service. This will ensure that the payment is secure and that the buyer and seller can trust each other.

3. Verifying the Seller's Identity

Verifying the seller's identity will help to prevent scams and ensure that the seller is legitimate. This can be done by checking the seller's profile and reviews from other customers.

4. Reading and Understanding the Terms and Conditions

Reading and understanding the terms and conditions of the transaction will help to prevent misunderstandings and disputes. This includes understanding the refund and return policies, as well as any other terms and conditions that may apply.

Conclusion

Buying and selling transactions through social media Instagram have a high risk, mainly due to the lack of face-to-face interaction. However, by understanding the applicable laws and regulations, and taking steps to minimize risk, consumers and sellers can ensure a safe and secure transaction. The development of social media as a buying and selling platform does provide great opportunities, but also accompanied by more responsibilities to maintain integrity and trust in the digital business world.

Recommendations

Based on the findings of this research, the following recommendations are made:

Consumers and sellers should ensure that they understand the applicable laws and regulations before conducting a transaction.
Sellers should provide clear and detailed information about the products sold, including prices, specifications, and requirements for returning goods.
Consumers and sellers should use a safe payment method, such as Escrow Service, to reduce the risk of loss of funds.
Consumers and sellers should verify the seller's identity to prevent scams and ensure that the seller is legitimate.
Consumers and sellers should read and understand the terms and conditions of the transaction to prevent misunderstandings and disputes.

By following these recommendations, consumers and sellers can ensure a safe and secure transaction through social media Instagram.

Introduction

Buying and selling transactions through social media Instagram have become increasingly popular, but they also come with a high risk. In this article, we will answer some of the most frequently asked questions about buying and selling transactions through social media Instagram.

Q&A

Q: What are the risks associated with buying and selling transactions through social media Instagram?

A: The risks associated with buying and selling transactions through social media Instagram include the lack of face-to-face interaction, which can lead to misunderstandings and disputes. Additionally, there is a risk of scams and fraud, as well as the risk of losing funds due to unsecured payment methods.

Q: How can I protect myself from scams and fraud when buying and selling through social media Instagram?

A: To protect yourself from scams and fraud, you should:

Research the seller and their products thoroughly
Verify the seller's identity and check for reviews from other customers
Use a safe payment method, such as Escrow Service
Read and understand the terms and conditions of the transaction
Be cautious of too-good-to-be-true offers and deals

Q: What are the laws and regulations that govern buying and selling transactions through social media Instagram?

A: The laws and regulations that govern buying and selling transactions through social media Instagram include the Civil Code, the Information and Electronic Transaction Law, and the Consumer Protection Law. These laws provide a framework for electronic transactions, including the rights and obligations of buyers and sellers.

Q: How can I resolve disputes that arise from buying and selling transactions through social media Instagram?

A: To resolve disputes that arise from buying and selling transactions through social media Instagram, you should:

Report the dispute to the authorities, such as the police or the consumer protection agency
Follow the procedures outlined in the applicable laws and regulations
Seek mediation or arbitration to resolve the dispute
Be prepared to provide evidence and documentation to support your claim

Q: What are the consequences of violating the laws and regulations that govern buying and selling transactions through social media Instagram?

A: The consequences of violating the laws and regulations that govern buying and selling transactions through social media Instagram can include fines, penalties, and even imprisonment. Additionally, violating these laws and regulations can damage your reputation and credibility as a buyer or seller.

Q: How can I ensure that I am complying with the laws and regulations that govern buying and selling transactions through social media Instagram?

A: To ensure that you are complying with the laws and regulations that govern buying and selling transactions through social media Instagram, you should:

Research the laws and regulations thoroughly
Understand the rights and obligations of buyers and sellers
Follow the procedures outlined in the applicable laws and regulations
Be transparent and honest in your transactions
Keep records and documentation of your transactions

Conclusion

Buying and selling transactions through social media Instagram can be a convenient and efficient way to conduct business, but they also come with a high risk. By understanding the laws and regulations that govern these transactions, and taking steps to protect yourself from scams and fraud, you can ensure a safe and secure transaction. If you have any further questions or concerns, please do not hesitate to contact us.

Additional Resources

For more information on buying and selling transactions through social media Instagram, please refer to the following resources:

Civil Code
Information and Electronic Transaction Law
Consumer Protection Law
Instagram's Terms of Service and Community Guidelines

We hope this article has been helpful in answering your questions about buying and selling transactions through social media Instagram. If you have any further questions or concerns, please do not hesitate to contact us.